William Meadows
Creative|funny|caring
Hi, I’m William Meadows, a 46-year-old woodworker from the hills of West Virginia. Woodworking isn’t just a hobby for me — it’s how I connect with the world. Whether I’m building a small keepsake box or shaping a new table from reclaimed wood, there’s something deeply fulfilling about creating with my hands.
Each piece I make tells a story — of patience, craftsmanship, and love for the process. I’m seeking support through PeerHobby to upgrade my tools and invest in more materials, so I can bring even more of my ideas to life. My dream is to share my work locally and eventually turn this passion into something bigger.
If you’ve ever believed in the power of building something from scratch, I’d be honored to have your support.
William Meadows – Crafting Purpose, One Piece at a Time
A loan of $400 for a new woodworkig saw
$0 out of $400
& 0 lenders
as of April 18th 2025
william’s borrower risk score:
c
🟠– Emerging
New but promising. These borrowers are launching their first campaigns and are starting to build credibility. Keep an eye on them—they could be future stars.
William is seeking a $400 loan to support his woodworking passion.
William Meadows is requesting a $400 loan through PeerHobby to grow his woodworking hobby into something bigger. This is a peer-to-peer loan, repaid directly by William over 5 months at a 12.5% annual interest rate — a transparent, person-to-person alternative to high-interest credit cards. The funds will go toward a new saw and materials, helping William continue crafting handcrafted wood pieces from his home in West Virginia. Whether you're lending $25 or funding the full amount, you're supporting someone who builds with heart.
Because PeerHobby is in beta, no money is processed at this stage. When you click “PeerHobby me!”, you’ll be directed to a short form for your basic information, after which our team will follow up to collect your portion of the loan and provide the promissory note. The loan agreement is strictly between you and Cristos; PeerHobby is simply a platform connecting lenders and borrowers while coordinating payments. During beta, Cristos benefits from a lower APR, and we’re charging no fees—to him or to you. As a beta lender, you’ll also enjoy lifetime platform access at no cost. Keep in mind that no payments will be disbursed to you until Cristos’s loan is fully repaid; however, we will provide periodic updates on his repayment progress.
About PeerHobby
PeerHobby is a peer-to-peer fintech startup dedicated to bringing lending back to everyday people. We focus on individuals who want to transform their hobbies or passions into profitable businesses, offering an alternative path to funding that doesn’t rely on traditional credit. Once Cristos fully repays his first loan, he’ll unlock the option to pursue an additional level of funding. We’re committed to building social trust, bridging those eager to grow their money with those who have innovative ideas. Since we’re currently collecting data and feedback from our beta users, our system isn’t fully automated yet—but these insights will help us launch a comprehensive payment platform for everyone in the near future.
FAQs
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A hobbyist submits their profile and campaign for our approval before going live. We dive deep to verify their identity, check their socials, and assess various factors to really understand our hobbyists. This isn't just about ticking boxes; it's about building a community of genuine creators. Plus, to ensure commitment, the hobbyist pays a nominal fee to post their campaign. This way, they've got some “skin in the game,” and we know they’re serious about showcase their passion. It's all about fostering authenticity and quality in what we support!
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PeerHobby is currently in beta, and we're inviting you to join our waitlist! Experience the future of hobbies and connect with like-minded enthusiasts before anyone else. Sign up for our newsletter to stay updated on our latest features and community highlights.
We're also actively seeking angel investors who are passionate about transforming the way people engage in their hobbies. Join us on this exciting journey to revolutionize hobbyist culture.
Don’t miss your chance—secure your spot on the waitlist today and let’s shape the future of PeerHobby together!
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peerhobby is a peer-to-peer (P2P) marketplace which is a revolutionary model that reshapes the way we connect, collaborate, and transact. At its core, P2P operates by enabling individuals to interact directly with one another without the need for intermediaries. This system forms a decentralized network where every participant holds equal status.
Imagine you're that business innovator or aspiring content creator. Instead of relying on traditional channels like banks or third-party platforms, you can utilize P2P networks to access funds, share resources, or distribute your creative works. This dynamic fosters a sense of community and trust, allowing users to engage on a human level, cutting out unnecessary middlemen that often complicate processes and drain resources.
with P2P, your idea gains strength as you connect with like-minded individuals who are equally passionate about empowering each other. Whether it’s funding your startup through a P2P lending platform or collaborating with fellow artists on a shared project, the opportunities are limitless. The beauty of P2P lies in its ability to democratize access, allowing anyone with a vision to thrive on their own terms, making your story not just relevant, but a powerful catalyst for change.
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If a peerhobbyist finds themselves in a bind with late payments or defaults on their loan, they’re granted a crucial 90-day reprieve to get their financials back on track. It’s during this grace period that they must hustle to bring their payments up to date. Once the clock strikes 90 days, though, the loan is officially in default, and that’s where the stakes get real.
Investments are a gamble—there’s no sugarcoating that. Until the peerhobbyist recommits to repayment, lenders will be left hanging, their return on investment dangling like a carrot just out of reach. But here’s the silver lining: at any point during that stressful stretch, the hobbyist has the power to wipe the slate clean by paying off the entire loan. This bold move not only brings relief to the lenders but also clears the path for the peerhobbyist to dive into their next campaign.
However, let’s keep it real—going that route comes with consequences. A strike will be recorded, putting a temporary halt on their journey to the next tier. It’s a balance of risk and reward, and every decision counts in the pursuit of turning passion into profit. The message is clear: take charge, stay smart, and know that your story is just getting started.
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The agreement is solely between you and the other person involved. PeerHobby is not a party in any investment discussions or agreements, nor do we hold any obligation to ensure anyone's financial recovery or satisfaction. We provide a dynamic platform for individuals to connect and collaborate, aiming to support the creation of innovative projects and partnerships. However, it's essential to recognize that any loan or business endeavor carries inherent risks. The responsibility for understanding and managing those risks lies entirely with you and the other party.
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NO!
Like with any investment wether in stock market, crypto, bonds, or cash loans to your friends, there is no guarantee of your loan will be returned let alone any interest. Do not laon money you can not lose.