Who Are We? Your Passion’s New Best Friend!
PeerHobby: Where Hobbies Meet Opportunity
We're a spirited team of dreamers and doers on a mission to turn hobbies into careers. By connecting passionate hobbyists with enthusiastic micro-investors, we help small projects grow into big realities.
Our Mission: Democratize funding for the creative and curious.
Our Vision: Forge a world where every hobby has the chance to be more.
Join the Movement! Whether crafting, coding, or cultivating, your passion deserves a stage. Let’s make it happen together.
*Amazing feedback from beta testers
*more amazing feedback from beta users!
Make it stand out.
It all begins with an idea. Maybe you want to launch a business. Maybe you want to turn a hobby into something more. Or maybe you have a creative project to share with the world. Whatever it is, the way you tell your story online can make all the difference.
How Does PeerHobby Work? It's Simple.
No Banks, No Credit Cards, No Nonsense.
Step 1: Start Your Journey Sign up and set up your first campaign. PeerHobby offers access to capital through a unique social credit system. Begin with a small loan to kickstart your project—no traditional credit checks required.
Step 2: Rally Your Community Share your campaign with family, friends, social circles, and followers. The people who know you best are your first lenders, helping reduce risk and increase personal accountability.
Step 3: Show Your Success Repay your loan on time to unlock new levels of funding. Each successful repayment improves your standing and potential to secure larger investments.
Step 4: Grow and Succeed With each tier, learn and demonstrate financial responsibility while expanding your project. Your success is fueled by the trust and support of your community, making every achievement more meaningful.
Why It Works: Motivation to Succeed Unlike traditional banks, your motivation to repay comes from the desire to uphold trust within your community and to access greater opportunities for growth.
Join PeerHobby today and turn your passion into progress with the support of those who believe in you most.
easy 6 tier risk scoring system
A+
🔵 – Elite Trust
Top of the class. These borrowers have a spotless repayment record, multiple successful campaigns, and strong community backing. They’re the gold standard.
a
🟢 – Trusted
Reliable and consistent. These borrowers have proven themselves with a successful repayment and show strong potential for continued success.
b
🟡 – Established
On the rise. These borrowers may have completed a campaign or two and are starting to build trust. They’ve shown early signs of follow-through.
c
🟠 – Emerging
New but promising. These borrowers are launching their first campaigns and are starting to build credibility. Keep an eye on them—they could be future stars.
d
🟤 Tier 5 – Unproven
Early stage with unknowns. These borrowers are new to PeerHobby with limited financial history or community ties. Supporters should lend with awareness.
e
🔴 Tier 6 – Risky
High risk, high reward. These borrowers may have missed payments or lack social proof. Great for thrill-seekers, but lend responsibly.
For lenders: Empower Dreams, Earn Rewards
lend in What You Believe In
As a PeerHobby lender, you have the unique opportunity to directly impact the success of burgeoning entrepreneurs and creators. Invest in projects that resonate with your values and interests, and watch your contributions foster real-world success.
How It Works
Step 1: Explore Projects Browse a diverse array of projects—from tech innovations to artisan crafts. Each project comes with a clear plan and goals, allowing you to make informed decisions about where to place your support.
Step 2: Choose Your Investment Select projects you're passionate about and commit funds. You can start small and increase your investment as the project grows and the hobbyist proves their reliability and commitment.
Step 3: Track Progress Stay updated with regular project updates and milestones. As hobbyists succeed, your loan not only supports their growth but also earns you returns based on the project’s performance.
Step 4: Reinvest or Cash Out As loans are repaid, decide whether to relend in new projects or withdraw your returns. PeerHobby’s flexible platform lets you manage your loans according to your personal financial goals.
Why lend with PeerHobby?
Community Impact: Your loan goes directly to real people in your community or interest group, making a tangible difference in their lives.
Financial Returns: Benefit from repayments with interest as hobbyists succeed, offering a unique blend of social and financial returns.
Risk Mitigation: Our tiered funding approach minimizes risk, as hobbyists must demonstrate responsibility and success before moving to higher funding tiers.
Become a PeerHobby lender Today
Join a community of like-minded individuals who are not just loending money, but are helping grow futures. Let’s grow together with PeerHobby.
FAQs
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A hobbyist submits their profile and campaign for our approval before going live. We dive deep to verify their identity, check their socials, and assess various factors to really understand our hobbyists. This isn't just about ticking boxes; it's about building a community of genuine creators. It's all about fostering authenticity and quality in what we support!
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PeerHobby is currently in beta, and we're inviting you to join our waitlist! Experience the future of hobbies and connect with like-minded enthusiasts before anyone else. Sign up for our newsletter to stay updated on our latest features and community highlights.
We're also actively seeking angel investors who are passionate about transforming the way people engage in their hobbies. Join us on this exciting journey to revolutionize hobbyist culture.
Don’t miss your chance—secure your spot on the waitlist today and let’s shape the future of PeerHobby together!
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peerhobby is a peer-to-peer (P2P) marketplace which is a revolutionary model that reshapes the way we connect, collaborate, and transact. At its core, P2P operates by enabling individuals to interact directly with one another without the need for intermediaries. This system forms a decentralized network where every participant holds equal status.
Imagine you're that business innovator or aspiring content creator. Instead of relying on traditional channels like banks or third-party platforms, you can utilize P2P networks to access funds, share resources, or distribute your creative works. This dynamic fosters a sense of community and trust, allowing users to engage on a human level, cutting out unnecessary middlemen that often complicate processes and drain resources.
with P2P, your idea gains strength as you connect with like-minded individuals who are equally passionate about empowering each other. Whether it’s funding your startup through a P2P lending platform or collaborating with fellow artists on a shared project, the opportunities are limitless. The beauty of P2P lies in its ability to democratize access, allowing anyone with a vision to thrive on their own terms, making your story not just relevant, but a powerful catalyst for change.
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If a peerhobbyist finds themselves in a bind with late payments or defaults on their loan, they’re granted a crucial 90-day reprieve to get their financials back on track. It’s during this grace period that they must hustle to bring their payments up to date. Once the clock strikes 90 days, though, the loan is officially in default, and that’s where the stakes get real.
lending is not guaranteed —there’s no sugarcoating that. Until the peerhobbyist recommits to repayment, lenders will be left hanging, their return on investment dangling like a carrot just out of reach. But here’s the silver lining: at any point during that stressful stretch, the hobbyist has the power to wipe the slate clean by paying off the entire loan. This bold move not only brings relief to the lenders but also clears the path for the peerhobbyist to dive into their next campaign.
However, let’s keep it real—going that route comes with consequences. A strike will be recorded, putting a temporary halt on their journey to the next tier. It’s a balance of risk and reward, and every decision counts in the pursuit of turning passion into profit. The message is clear: take charge, stay smart, and know that your story is just getting started.
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The agreement is solely between you and the other person involved. PeerHobby is not a party in any investment discussions or agreements, nor do we hold any obligation to ensure anyone's financial recovery or satisfaction. We provide a dynamic platform for individuals to connect and collaborate, aiming to support the creation of innovative projects and partnerships. However, it's essential to recognize that any loan or business endeavor carries inherent risks. The responsibility for understanding and managing those risks lies entirely with you and the other party.
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NO!
There is no guarantee of your loan will be returned let alone any interest. Do not loan money you can not lose.
Contact Us
Interested in working together? Have some feedback? Fill out some info and we will be in touch shortly. We can’t wait to hear from you!
P.S. We are actively looking for Angel Investors in PeerHobby too! Send us your interest and we will share our details with you directly.